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Showing posts from February, 2022

Lump-Sum Workers Compensation Claims: A Guide To Understanding Your Benefits.

  A worker who has suffered an injury at work can receive two types of Workers’ Compensation. The first is a lump sum, and the second is periodic payments. Each has its respective pros and cons, and when choosing between them, you must consider your financial situation and the specific details of your case to select the option that will provide you with the most money.   Lump-sum claims are also known as "total permanent disability" (TPD) or "total and permanent disability" (TPD) claims. They are designed to provide a lump-sum payment for the total cost of workers compensation cover if you are deemed totally and permanently disabled.   The lump sum is calculated based on your pre-injury earnings. The maximum amount payable is $415,000 (2017).   Note: Lump sum settlements are not the same as lump-sum buyouts, which are agreements in which the injured worker gives up the right to additional medical care and lost wages in exchange for a more significant in...

Asbestosis Claims: 2 Things you need to know before filing a Lawsuit.

  Breathing in Asbestos fiber can cause Asbestosis. Asbestosis is an incurable lung disease caused by inhaling asbestos fibers, tiny mineral particles that occur naturally in rocks and soil. When present in air asbestos fibers become easily inhaled and can cause health problems as they collect into the lungs. Asbestosis related diseases could take 10-50 years to develop after exposure. Asbestosis has been linked to occupational lung cancer, mesothelioma (a cancer of the chest or abdomen lining), and other related cancers, such as laryngeal and ovarian. This condition can be fatal, but there is always hope for being diagnosed and treated early enough. Some people with Asbestosis never develop symptoms, but others experience difficulty breathing, chest pain, and digestive problems. Asbestosis may also contribute to developing a scarring condition known as pleural thickening. Asbestos exposure is the leading cause of  mesothelioma , rare cancer that affects the lining of the lung...

5 Key things to consider while filing a Construction accident claim.

 The construction industry has a long history of accidents. Accidents happen at construction sites every day. Unsafe working conditions, equipment malfunction and dangerous machines are all factors that can contribute to construction site accidents. Even the most minor accident can result in a worker’s compensation claim. An injured worker or their family members may file construction workers’ compensation claims if the injured worker dies due to injuries sustained in an accident on the job. Most employers in the United States must carry workers’ compensation insurance. This insurance pays benefits to employees who are injured or become ill due to their job. Benefits can include medical expenses, lost wages, and death benefits. If you have to deal with a claim, be sure to understand what your insurance will cover and what it won’t. Given below are a few things that you should consider while filing accident claims: 1) Know your rights If you ...

How to avoid A Spine Injury at Work: Preventing Back Injuries at work

 When people think of workplace injuries, they generally think of cuts and broken bones. However, these injuries are not the most common. Spine Injury take the place of the most common type of injuries at work. According to Occupational Safety and Health Administration (OSHA), the top workplace injuries are – spine injury or back pain, muscular-skeletal problems, repetitive stress injuries, sprains and strains, and carpal tunnel syndrome. These injuries are not as dramatic or gruesome as others. But they have a colossal impact on the employer and the employee. They can be problematic to recover. They can even take a lot of time away from work and a lot of money out of the company’s bank account. A spine injury at work is a serious matter. It can be debilitating and life-changing. People should be aware of the risks involved when working in professions that risk a back injury. Here are some shocking statistics regarding spinal injuries at work: ...

4 Common types of Burn Injuries at Work, and How to prevent them?

  Burn injuries are common in the workplace, but they are preventable. Burns are the third most common type of injury that workers get at the workplace. Burn injuries are preventable. ABA estimates that approximately 2 million people suffer from burns which require medical treatment or time off from work every year. Burns are serious. They can cause tissue damage and even death if not treated properly. Hence, it becomes crucial to prevent them in a work environment. They pose problems not only for the employee but the employer as well. In the U. S, millions of workers suffer injuries every year while doing their jobs. Many of these injuries are preventable with appropriate safety equipment and training. Prevention is the key to reducing the incidence of burn injuries. You can do this by taking steps such as providing protective clothing to minimize exposure to heat sources and training staff in hazard recognition and safe work practices. Under ...

How common are shoulder and elbow injuries at work? Let’s find out.

  Shoulder and elbow injuries are prevalent among athletes. The prolonged practice of activities such as bicycling, skiing, golfing and running can wear down muscles and joints over time. Athletes are professionals. They are aware of the risks involved and the preventive measures. However, the same cannot be said regarding a regular day-to-day worker, who is supposed to perform heavy lifting in construction industries, auto-mobile drivers driving for long hours, etc. These workers are often unaware of the consequences of regular muscle wear- tear and hence, end up treating their possible musculoskeletal injury as minor discomfort. Shoulder and Elbow Injury are the second most common work injury in the US According to the Bureau of Labor Statistics , an average of 5900 workers suffered from shoulder injuries each month in 2014. This means around 16 workers suffer from a shoulder injury at work every day. And the U.S Department of Labor’s Occupational S...