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Showing posts from July, 2022

Workers’ Compensation Death Benefits: How They Work And Who Gets Them?

  When a worker dies due to a work-related injury or illness, their surviving family members may be eligible for death benefits through the workers’ compensation system. In this article, we’ll explain how   workers’ compensation  death benefits work and who is eligible to receive them. What are workers’ compensation death benefits? When a worker dies due to a work-related injury or illness, their surviving family members may be eligible for workers’ compensation death benefits. These benefits can help cover funeral costs and lost income, providing some financial security for the grieving family. According to the  National Safety Council , there were 4,500 workers’ compensation claim deaths in 2018. This equates to roughly 12 deaths per day. The leading cause of death was transportation accidents, followed by falls, slips, and trips. While these numbers are staggering, it’s important to remember that they only represent a small fraction of the workforce. In the United...

What You Need to Know About Work Injury and Negligence in Workers’ Compensation?

  work injury comp is a system that benefits employees who are injured or become ill due to their job. Benefits can include medical expenses, income replacement, and death benefits. Workers’ compensation is usually mandatory in most jurisdictions; meaning employers must provide coverage for their employees. In many cases, workers’ compensation will be the only recourse an injured employee has against their employer. This is because workers’ compensation is designed to be a no-fault system. This means employees do not have to prove their employer was at fault for their injury to receive benefits. Negligence in Work Injury Compensation According to the  National Safety Council  (NSC), negligence is a primary factor in workers’ compensation claims. In fact, statistics show that negligence is the leading cause of workers’ compensation claims in the United States. So what is negligence? And what can employers do to prevent it from happening in their workplace? Negligence is de...

What Do You Need To Know About Workers’ Comp Lump-Sum Settlements Under California Law?

  When an employee experiences a  work-related injury  and receives Workers’ Comp Lump-Sum benefits, they will likely need to take time off from work. They may experience a drop in their standard of living. The worker’s compensation benefits are meant to help them cope with the immediate challenges and long-term consequences of the injury. Workers’ compensation  benefits are typically paid out over an extended period, but they can also be given as a lump-sum settlement in certain circumstances. When this happens, the worker has to decide whether to take the settlement as is or negotiate for something better. Read on to learn more about what you need to know about workers’ comp lump-sum payments under California law. What Is a Lump-Sum Workers’ Comp Settlement in California?   A  lump-sum  workers’ comp settlement in California is a one-time payment of the total amount of workers’ compensation benefits due to an injured worker. In contrast, most workers...

4 types of workers’ comp benefits: what they are and how they are paid?

  Employees who have been injured on the job and require medical care, as a result, are entitled to benefits of workers’ compensation. There are four benefits of workers’ comp: Medical benefits, Income benefits, death benefits and rehab benefits. Find out how much each type of worker’s comp benefit pays in this article! What is workers’ comp? Workers’ compensation  is a system in the United States and many other countries that provides benefits to workers who are injured or contract an illness at work. State governments usually administer the program as part of social welfare programs. Workers’ compensation pays for  medical expenses , lost wages, and other benefits. It is usually mandatory in most jurisdictions, so employers must provide their employee’s coverage. Insurance premiums paid by employers typically pay for workers’ compensation. There are four main types of benefits of workers’ compensation: medical benefits, income benefits, death benefits, and vocational re...

Specific Trauma Work Injuries: Top 5 Benefits Are You Entitled To

  You may be surprised that you may be entitled to more benefits than you realized if you’ve suffered a trauma injuries at work. If your employer offers health insurance, they must also provide workers’ compensation insurance. This is true even if your company is small or you are part-time. What are specific workplace trauma injuries?    Several different specific trauma injuries can occur. Some of the most common include: Concussions Fractures Dislocations Sprains and strains Lacerations You may be entitled to several different benefits if you suffer from any of these workplace  specific trauma injuries . These benefits can help you to cover the cost of your medical treatment and lost wages. What are the top trauma injuries benefits you are entitled to?  You may be entitled to several benefits if you have suffered a work-related injury. These benefits can help you cover the cost of medical treatment, lost wages, and other expenses. The first benefit you may be ...

A Subsequent Injury Benefits Trust Fund: What You Need To Know?

  A Subsequent Injury Benefits Trust Fund (SIBTF) is a state-sponsored program that provides benefits to workers with pre-existing injuries or illnesses aggravated by work-related injuries. If you have been injured at work and have a pre-existing condition, you may be eligible for benefits through a SIBTF. What is a Subsequent Injury Benefits Trust Fund?  If you have been injured at work, you may be entitled to benefits from the state’s Subsequent Injury Benefits Trust Fund (SIBTF). The fund provides benefits to workers with a pre-existing injury or condition aggravated by a work-related injury. To be eligible for benefits, you must have a doctor confirm that your work-related injury aggravated your pre-existing condition. The SIBTF can help you cover the cost of medical treatment and lost wages resulting from your aggravation injury. If you have questions about eligibility for benefits, you should contact an experienced  workers’ compensation  attorney. How Does a S...

The 5 Most Dangerous Industries For Workers In The United States

  Several industries in the United States are considered dangerous for workers. This includes industries such as construction, mining, and agriculture. This blog post will look at the five most dangerous industries for workers in the United States. What Are Dangerous Industries? In the United States, there are a variety of industries that are considered to be dangerous. These industries typically have severe accidents and injuries and often require workers to perform potentially hazardous tasks. Some of the most dangerous industries in the USA include construction, manufacturing, mining, and agriculture. While these industries are considered dangerous, they are also essential to the U.S. economy. They provide millions of jobs and contribute trillions of dollars to the GDP. So while these industries are associated with risks, they are still a vital part of the U.S. economy. Some of the most dangerous industries are : Power-line work is one of the most dangerous industries According ...

How California’s Workers’ Comp System Can Really Hurt The Workers?

  Workers’ compensation   in California is supposed to help people get back on their feet after getting hurt. But the system is far from perfect. In some cases, it hurts the workforce more than it helps. It hurts workers more than it helps them most of the time. Here are five bad things about how California workers’ comp. Find out more about workers’ compensation by reading here. 5 Ways Workers’ Compensation in California Doesn’t Help The Workers 1. Not All Workplace injuries are Covered California Workers’ comp does not always pay for their medical bills or lost wages when an employee gets sick or hurts on the job. In some situations, workers may not be covered or earn less than they could have. Some workers’ compensation programs, for example, don’t pay for injuries that people cause themselves or happen outside of work. Also, many programs only cover a portion of workers’ medical bills and lost wages. 2. Compensations Can Be Lacking Workers’ compensation is often there to h...