How Does the Workers’ Compensation Insurance Work?
Workers’ compensation insurance is a system in the United States and many other countries that benefit workers who are injured or contract an illness at work. State governments usually administer the program as part of social welfare programs. Workers’ compensation insurance covers both the medical expenses and the lost wages of employees who are injured or become ill due to their job. The program is designed to protect employees from financial ruin if they cannot work due to an injury or illness. In this blog, we will look at how workers’ comp insurance works and how it can help you if you are injured or become ill while on the job. What is Workers’ Compensation Insurance? Workers’ compensation insurance is a type of insurance that provides benefits to employees who are injured or become sick due to their job. Benefits can include medical expenses, income replacement, and death benefits. Workers’ compensation is typically mandatory in most jurisdictions, meaning employers must ...