5 Critical Considerations For Submitting A Claim for Permanent Disability
People who are unable to
work due to a medical condition that is likely to endure for at least a year or
kill them can receive assistance from the Social Security Administration (SSA). Benefits for permanent disability are available for anyone
with a physical or mental illness. A state that precludes you from performing
any significant work for at least a year.
There are multiple ways to
apply for disability benefits, including online, by phone, and in person. You
can also ask a friend or relative to file on your behalf.
What is a claim for permanent
disability?
A claim for permanent disability is a way to ask an insurance company or the government for
money to help pay for the costs of living with a long-term disability. This
assistance could be provided in a one-time lump payment, regular installments,
or a mix of the two. If the person is a minor or can't work, they can file a
claim with their spouse or parents.
Multiple elements must get
demonstrated for a permanent disability claim to be successful. For example,
the individual's condition makes it impossible to hold a job. It is reasonable
to assume that the incapacity will last for at least a year. There must be proof
that the individual cannot live independently without support.
What constitutes a Permanent
Impairment or Permanent Disability?
There are numerous
distinct permanent impairments. Several of these can get designated as
permanent disabilities without difficulty, some more easily than others.
The SSA defines a
permanent disability for its Permanent Disability Insurance (PDI) program. To get PDI benefits:
a) A person must be unable
to work because of a physical or mental disability that a doctor can diagnose,
or
b) The injury must be
expected to last for at least 12 months.
c) The impairment must
reduce the individual's ability to perform primary work activities by 50%.
There are a variety of
injuries that could count as a permanent disability to file a claim for
permanent disability. Spinal cord injuries, brain traumas, amputations, and
blindness are frequent injuries leading to permanent impairment.
You are eligible to apply
for disability benefits if your injury has rendered you permanently unable to
engage in gainful employment. Contact Pistiolas
Law, and one of our expert
lawyers will look at your case to see if you qualify.
What should you know before
you file a claim for permanent disability?
The process of claiming
permanent impairment can be both time-consuming and nerve wrecking. You could
have many questions regarding how the procedure gets carried out and what to anticipate
at each step.
Here are the five most
important facts:
1. You wouldn't have to be
disabled to file a claim. You might be surprised to learn that you don't have
to be disabled to get permanent disability benefits. Many people who go to
court don't have a disability but can't work because of a health problem.
2. You don't have to wait
to file a claim until you can't work: Even if you can still work, you can file
a claim for permanent disability benefits at anytime. But your lawsuit will be
dealt with faster if you point it out as soon as you can't work.
3. There is no limit on
how long you have to file a claim. You can file a claim at anytime, even if
your injury happened a long time ago.
4. You'll need to show
proof of your income and your medical costs: Also, there is no list of specific
disabilities that make you eligible for benefits, so you will need to show
proof of your disability.
5. You can get help from a
worker's compensation lawyer. If you want to apply for permanent disability,
you need to know how it works and what to expect. Talking to a lawyer is a
great way to get correct information about your situation. An attorney can help
you gather the proper evidence, fill out the application correctly, and
represent you during the appeals process.
At Pistiolas Law, we can
help you figure out your options and show you how to file a claim. We know this
can be a hard time, and we're here to help you every step of the way. Visit our
website at Pistiolas
Law for more information, or
call us at 844-414-1768 to schedule a free consultation.
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