Top 5 Workers’ Compensation Fraud By Employers You Must Know

 No one wants to believe that their employer would commit fraud, but sadly, it does occur. If you are unaware of the various types of workers’ compensation fraud that can occur, you may fall victim to one. This blog will discuss the top five types of workers’ compensation fraud committed by employers so that you can be vigilant.

5 Workers’ Compensation Fraud by Employers

1. Fraudulent Job Descriptions A fraudulent job description is one of the most prevalent forms of workers’ compensation fraud by employers. This occurs when an employer misrepresents the danger or physical demands of a position. This can cause employees to feel betrayed and discourage them from filing for workers’ compensation benefits when they are injured, as they may believe they will never receive them.
2. Misclassifying Employees Misclassifying employees is another of the most common types of workers’ compensation fraud committed by employers. This occurs when an employer intentionally places an employee in a lower-risk category or as an independent contractor to save money on insurance premiums. For instance, an employer may classify a construction worker as an office worker. Workers’ compensation may not cover the employee in the event of an on-the-job injury, which can result in severe problems. Employers may also attempt to have workers sign waivers or release forms waiving their right to workers’ compensation. It is illegal in most states, and if an employee is injured on the job and not covered by workers’ compensation, it can cause significant problems.
3. Falsifying Injuries Some employers may accuse employees of fabricating injuries to avoid paying workers’ compensation. It is a fraudulent practice that is illegal. Report your workplace injury immediately to your employer and the state’s workers’ compensation board to create a paper trail. Employers are required by law to report all work-related injuries to their workers’ compensation insurer. However, some employers fail to comply in order to avoid rate increases.
4. Claiming Pre-Existing Injuries   Claiming pre-existing injuries is one of the most prevalent forms of workers’ compensation fraud by employers. This is when an employer attempts to claim that an injury was not caused by work. For instance, they may claim that a previous occupation or hobby caused the injury. This type of fraud is difficult to prove, but you can look for specific indicators. This could be a red flag if an employer suddenly asks about your previous injuries or health history. They may also attempt to minimize the severity of your injury or claim that it is unrelated to work.
5. Ignoring the Workers’ Injury Undermining or ignoring the worker’s injury is one of the most prevalent forms of workers’ compensation fraud by employers. This can occur in numerous ways. For instance, an employer may inform a worker that their injury is not severe and that they do not require medical attention. Or the employer may pressure the employee to return to work before fully recovering.

Conclusion

There are numerous types of workers’ compensation fraud, and you must be aware of them to safeguard yourself. If you suspect your employer is engaging in fraud, notify the workers’ compensation board. This can prevent additional employees from becoming victims and ensure justice is served. Please visit Pistiolas Law Firm or call (844) 414-1768 if you have any questions or concerns.

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