What Happens If Your Work Injury Is Not Qualified For Workers’ Compensation?
Contrary to popular assumption, not all occupational injuries are covered by workers’ compensation. To qualify for workers’ compensation, a work-related injury must satisfy several criteria. If you have been injured on the job, it is important to understand the workers’ compensation process and what will happen if your injury is not covered. Read on to discover what occurs if your job accident does not qualify for workers’ compensation.
What Is Workers’ Compensation?
Workers’ compensation is a system of insurance that offers benefits to employees who are injured or become ill while on the job. Medical bills, income replacement, and death benefits are examples of the benefits that are offered.
A work-related injury is necessary to qualify for workers’ compensation. This indicates that the injury must have resulted from a work-related activity and occurred while the employee was executing work tasks.
There are a few exceptions to this rule, though. For example, if an employee is wounded while commuting to or from work, workers’ compensation may still apply.
What Are California’s Eligibility Requirements for Workers’ Compensation?
To be eligible for workers’ compensation, an employee must be employed in California and the accident or illness must have occurred on the job. If an employee meets these qualifications, they may be entitled to medical benefits, income benefits, and death benefits.
Workers’ compensation is a no-fault system; hence, an employee is not necessary to demonstrate that their employer was at fault for their injury or illness to obtain benefits.
Workers’ compensation is an indispensable benefit for California employees. If you or a loved one sustain a work-related injury, it is crucial to understand the qualifying conditions.
How Do I Know If My Work Injury Is Covered by Workers’ Compensation?
You may worry whether workers’ compensation will cover your injury if you were hurt on the job. Numerous variables might help you evaluate if your injury is covered by insurance. Examine the workers’ compensation policy of your workplace first. You may also contact your state’s workers’ compensation board. You can always speak with an attorney if you are unable to figure it out.
If you are still unsure, call your state’s workers’ compensation board. The board can tell you about the workers’ compensation process and help you determine whether your injury is covered.
What Happens If My Work Injury Is Not Covered by Workers’ Compensation?
If your injury is unrelated to work, you will not be eligible for workers’ compensation. This implies that you will be responsible for paying for your medical care and may require time off work to recover.
If workers’ compensation does not cover your work-related injuries, you may be eligible to file a personal injury claim against your employer. It is crucial to recognize, however, that these actions can be exceedingly complex and difficult to win. You will likely need the assistance of an experienced attorney to guide you through the procedure and help you build a convincing case.
Conclusion
If your work-related injury is not compensable under workers’ compensation, you may still be eligible for payments through alternative channels. Filing for Social Security Disability Benefits and suing your company are among your choices. If you are unsure about your future steps, you should contact an expert attorney at Pistiolas Law Firm or call (844) 414-1768.
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